All American Financial Services & Insurance

Business Id: 13451402
Brn: 77887632
YPPA Code: 52229
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(716) 373-5500
Map Marker
42.085167
-78.435255

Additional Listings

Contact Us

(716) 373-5500
500 Wayne
Olean, NY 14760
Fax: (716) 373-5545

Categories

  • Insurance
  • Insurance - Automobile & Truck
  • Insurance - Home & Business

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Hours

Monday 9:00AM - 5:00PM
Tuesday 9:00AM - 5:00PM
Wednesday 9:00AM - 5:00PM
Thursday 9:00AM - 5:00PM
Friday 9:00AM - 5:00PM
Saturdays & Sundays by appt only

Brands

Insurance by Progressive, Foremost, Auto One, Farmers, AIG Allegany Co-Op Insurance Co., The Hartford

Progressive, Foremost, Auto One, Farmers, 21st Century, The Hartford Progressive, Foremost, Auto One, Farmers, 21st Century, The Hartford

Areas Served

  • Allegany
  • Allentown
  • Alma
  • Belfast
  • Belmont
  • Black Creek
  • Bolivar
  • Caneadea
  • Ceres
  • Cuba
  • Cuba Lake
  • Dalton
  • Friendship
  • Hinsdale
  • Houghton
  • Ischua
  • Kill Buck
  • Knapp Creek
  • Limestone
  • Little Genesee
  • Little Valley
  • Olean
  • Portville
  • Richburg
  • Rushford
  • Saint Bonaventure
  • Salamanca
  • Scio
  • Swain
  • Wellsville
  • West Clarksville
  • Westons Mills
  • Whitesville

Products And Services

Insurance, auto insurance, motorcycle, motorcycle insurance, homeowners insurance, boat insurance, small business insurance, contractors insurance, mobile home, jet "ski" insurance marine insurance, personal watercraft insurance, insurance by Progressive, Farmers, Foremost, AutoOne, 21st Century, high risk drivers

Affiliations

  • Olean Chamber of Commerce
  • Year Established

    1990
    Products & Services
    Insurance, auto insurance, motorcycle, motorcycle insurance, homeowners insurance, boat insurance, small business insurance, contractors insurance, mobile home, jet "ski" insurance marine insurance, personal watercraft insurance, insurance by Progressive, Farmers, Foremost, AutoOne, 21st Century, high risk drivers
    Year Established

    1990

    Brands
    Insurance by Progressive, Foremost, Auto One, Farmers, AIG Allegany Co-Op Insurance Co., The Hartford

    Progressive, Foremost, Auto One, Farmers, 21st Century, The Hartford Progressive, Foremost, Auto One, Farmers, 21st Century, The Hartford

    Category
    • Insurance
    • Insurance - Automobile & Truck
    • Insurance - Home & Business
    Fax Number
    Fax: (716) 373-5545
    Hours
    Monday 9:00AM - 5:00PM
    Tuesday 9:00AM - 5:00PM
    Wednesday 9:00AM - 5:00PM
    Thursday 9:00AM - 5:00PM
    Friday 9:00AM - 5:00PM
    Saturdays & Sundays by appt only
    Payment Accepted
    Master Card VISA Personal Check Travelers Check
    Affiliations
    • Olean Chamber of Commerce
     

     

    Insurance if you think you are paying too much let us give you a 2nd opinion.We have great rates for young drivers.Give Steve or Michele a call to compare rates multi-line companies-with discount insurance prices on home, auto, business and recreational. Hometown people who care about your needs!

    What is auto insurance?

    Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

    Auto insurance provides property, liability and medical coverage:

    • Property coverage pays for damage to or theft of your car.
    • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
    • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

    What is covered by a basic auto policy?

    Your auto policy may include six coverages. Each coverage is priced separately.

    1. Bodily Injury Liability

    This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission.

    It’s very important to have enough liability insurance, because if you are involved in a serious accident, you may be sued for a large sum of money. Definitely consider buying more than the state-required minimum to protect assets such as your home and savings.

    2. Medical Payments or Personal Injury Protection (PIP)

    This coverage pays for the treatment of injuries to the driver and passengers of the policyholder's car. At its broadest, PIP can cover medical payments, lost wages and the cost of replacing services normally performed by someone injured in an auto accident. It may also cover funeral costs.

    3. Property Damage Liability

    This coverage pays for damage you (or someone driving the car with your permission) may cause to someone else's property. Usually, this means damage to someone else’s car, but it also includes damage to lamp posts, telephone poles, fences, buildings or other structures your car hit.

    4. Collision

    This coverage pays for damage to your car resulting from a collision with another car, object or as a result of flipping over. It also covers damage caused by potholes. Collision coverage is generally sold with a deductible of $250 to $1,000—the higher your deductible, the lower your premium. Even if you are at fault for the accident, your collision coverage will reimburse you for the costs of repairing your car, minus the deductible. If you're not at fault, your insurance company may try to recover the amount they paid you from the other driver’s insurance company. If they are successful, you'll also be reimbursed for the deductible.

    5. Comprehensive

    This coverage reimburses you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer.

    Comprehensive insurance is usually sold with a $100 to $300 deductible, though you may want to opt for a higher deductible as a way of lowering your premium.

    Comprehensive insurance will also reimburse you if your windshield is cracked or shattered. Some companies offer glass coverage with or without a deductible.

    6. Uninsured and Underinsured Motorist Coverage

    This coverage will reimburse you, a member of your family, or a designated driver if one of you is hit by an uninsured or hit-and-run driver.

    Underinsured motorist coverage comes into play when an at-fault driver has insufficient insurance to pay for your total loss. This coverage will also protect you if you are hit as a pedestrian.

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    Areas Served
    • Allegany
    • Allentown
    • Alma
    • Belfast
    • Belmont
    • Black Creek
    • Bolivar
    • Caneadea
    • Ceres
    • Cuba
    • Cuba Lake
    • Dalton
    • Friendship
    • Hinsdale
    • Houghton
    • Ischua
    • Kill Buck
    • Knapp Creek
    • Limestone
    • Little Genesee
    • Little Valley
    • Olean
    • Portville
    • Richburg
    • Rushford
    • Saint Bonaventure
    • Salamanca
    • Scio
    • Swain
    • Wellsville
    • West Clarksville
    • Westons Mills
    • Whitesville

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